Reply To: SAM Coverage Requirements: After School Programs/ELOP, Camps and Overnight Camps
We determine SA/M coverage based on the activity and if there is potential for students to be alone, one-on-one, with a vendor. For after school programs, we ask for at least $1M/$3M aggregate, depending on the risk of the activity. They must be printed and TB, and we require a staff member to be present at all times. With that being said, we don’t ask for SA/M. For private counseling or ther activites we ask for at least $1M/$3M aggregate, $3M in SA/M coverage and sometimes they can make it work with some of the umbrella coverage. They must state on the cert that the Umbrella coverage can be used for SA/M. It get’s so complicated. Call if you want to talk. FCUSD 916-294-9000 ext. 104610